Business financing built around your business

Term loans, lines of credit, working capital advances, equipment financing, invoice factoring and revenue-based financing are the six structures we place most often. Which fits depends on how quickly you need funds, what you’re using them for, and what your business can support in repayments.

We arrange facilities from $10,000 to $5,000,000. Most lenders size an offer against monthly revenue, existing debt and available security, so the realistic range narrows considerably once we’ve seen your financials.

Short-term working capital can fund within one to three business days of a complete file. Secured term loans and equipment financing generally take one to three weeks, since they involve valuation and registration.

Not always. Strong, consistent revenue can offset a weaker credit profile, particularly with revenue-based financing or factoring, where the lender looks at your sales or your customers’ creditworthiness rather than yours alone.

Checking your options with us does not. We only authorize a hard credit inquiry once you’ve chosen to move forward with a specific lender, and we tell you before that happens.

For most files: three to six months of business bank statements, recent financial statements, and basic ownership details. Larger or secured facilities may also require tax filings, an accounts-receivable aging report or an equipment quote.

We are a brokerage. In most cases the lender pays us a placement fee on funding; where a fee is payable by you instead, it is disclosed in writing before you sign anything.

Under six months of operating history is difficult in the private lending market. We’ll tell you honestly if the fit isn’t there and point you toward equipment financing or government-backed programs where those make more sense.