Business financing across Canada
Term loans, lines of credit, government-backed CSBFP loans and invoice factoring, arranged through more than 50 lending partners. Use a loan on its own, or to keep moving while a tariff relief grant is reviewed.
Loan types
We compare offers across banks, credit unions and specialty lenders, then walk you through them side by side.
A lump sum repaid over a fixed term. Built for expansion, equipment, renovations and refinancing more expensive debt.
Draw what you need, when you need it, and pay interest only on what you use. Ideal for seasonal swings and uneven receivables.
The Canada Small Business Financing Program helps lenders say yes to small businesses and start-ups, with up to $1.15 million for equipment, property, leasehold improvements and working capital.
Waiting 30, 60 or 90 days for customers to pay? Factoring turns your unpaid business invoices into cash within days.
More ways to finance
For equipment breakdowns, urgent repairs or a big order you need to fill, emergency business funding can move in days.
How it works
One short form or a quick call. No lengthy applications to start.
Your file goes to the lending partners most likely to approve it on the terms you need.
We walk through each offer side by side: amount, term, payments and conditions. You choose.
Once you accept, we help you through closing so the funds reach your account quickly.
Grants or loans?
Tariff relief grants are the cheapest money available, because the non-repayable portion never has to be paid back. But government programs take time to review, and payroll does not wait.
That is why many of our clients combine the two: a business loan keeps operations moving now, and a grant reduces the cost of recovery later. We coordinate both so the same costs are never funded twice and your timelines line up.
What lenders look at
No single factor decides an application. Lenders look at the full picture, and a strong area often offsets a weaker one.
How long you have been operating and how consistent your results have been.
Recent bank statements show lenders how money moves through the business each month.
Personal and business credit history. Our initial review can typically be done with a soft check that does not affect your score.
What the funds are for and how they help the business earn or save money.
Equipment, receivables or property that can secure a loan and improve its terms.
Current loans and leases, so new payments fit comfortably alongside them.
Results
Verified
They worked with me and helped me get the funds I needed.
Travis, and I’m sure other team members, worked quickly and diligently. I never had to chase anyone for an answer, and the funding came through faster than I expected. A genuinely smooth experience from start to finish.
Where do u begin. Travis from day 1 has been incredible at what he does. His knowledge of the process made everything simple, and he genuinely cared about getting me the right deal. Couldn’t recommend the team more highly.
Verified
Very easy process. Jason white was very informative, answered all my questions and walked me through each step without any pressure. The whole thing was smoother than I ever imagined it could be.
Verified
They fully explained our loan options so we could make the right decision for our business. No jargon, no surprises — just clear answers. We felt confident signing because we understood exactly what we were getting.
5 days ago
Process was easy, Tyler was great
6 days ago
as a first time customer as a former lender myself, I knew it would be challenging for me to be impressed. They proved me wrong. The rates were fair, the terms were clear, and the funding was quick. A genuinely professional operation.
7 days ago
If you’re reading this to see if you should use NorthAxis Capital. Let me save you the time — yes, you should. From the first call to the final deposit, everything was handled professionally and I never felt like just another number.
18 days ago
Quick funding no hassle, just what I needed. Andy was great.
21 days ago
Very easy to deal with. The whole process from their first call it has been a positive experience. Everyone I spoke with was courteous and knew exactly what they were doing. I’d happily work with them again.
We arrange financing from $20K to $2M. The amount and terms you are offered depend on your revenue, time in business, credit profile and what the funds are for.
It depends on what you need the money for. One-time investments usually fit a term loan, recurring or seasonal needs fit a line of credit, and slow-paying customers are often solved with invoice factoring. We’ll recommend the right fit on the first call.
Our initial review can typically be done with a soft credit check, which does not affect your score. A lender may run a full credit check before final approval, and we will tell you before that happens.
No. We are an independent financing advisor. We compare offers from more than 50 lending partners and help you choose. Every loan is subject to the lender’s approval and terms.
Yes. Many clients use a business loan to keep cash flowing during a grant review. We coordinate both so they support each other.
Just the short form on our contact page or a phone call. For most files, lenders then ask for recent business bank statements, basic financial information and identification. See our guide to business loan documents.
Business loans
Tell us what you need and we’ll bring you offers from the lenders most likely to say yes.
Get in touch
Send us your details and a financing specialist will call you back with options from our lending partners, side by side. No obligation.
Takes about a minute. A specialist will call you back.
