The NorthAxis blog
Grants, tariff relief, business loans and credit, explained in plain words. Every guide starts with the short answer.
The NorthAxis blog
Grants, tariff relief, business loans and credit, explained in plain words. Every guide starts with the short answer.
Grants and tariff relief
4 min readA simple guide to small business grants in Canada for 2026: what a grant is, the main types, who qualifies, and the tariff grant worth up to $3 million.
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3 min readEvery tariff relief program for Canadian businesses in 2026, explained simply: grants up to $3M, BDC loans with 0% interest for a year, Work-Sharing and provincial help.
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3 min readHow to apply for a government grant in Canada, step by step: find the right program, check the rules, gather documents, write a clear plan and avoid common mistakes.
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3 min readSmall business grants in Ontario for 2026, explained simply: tariff relief up to $3M, the Ontario Together Trade Fund, hiring and training help, and who qualifies.
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3 min readAre government grants taxable in Canada? Usually yes. Here is how grants for wages, rent and equipment are taxed, with simple examples, and what records to keep.
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3 min readSeven quick questions that tell you if your business may qualify for the Regional Tariff Response Initiative, worth up to $3M, and what to do if it doesn’t.
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3 min readTariffs squeeze cash from both sides: higher costs and slower orders. Six simple steps Canadian businesses can take now, including grants you don’t pay back.
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3 min readA paused U.S. order can drain cash fast. A simple step by step plan for Canadian businesses: talk, keep proof, protect cash and your team, and apply for tariff relief.
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3 min readHow do tariffs affect small businesses in Canada? A simple explanation of who pays, the five ways tariffs hurt, which sectors are hit, and the help available.
Read the articleBusiness loans
3 min readHow to get a business loan in Canada in 6 simple steps: what lenders check, the documents you need, which loan fits, and how to get a faster yes.
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3 min readHow to get a startup business loan in Canada: what lenders want from new businesses, the best options like CSBFP and Futurpreneur, and simple steps to apply.
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4 min readFree business loan calculator for Canadian owners. Enter the amount, rate and years to see your monthly payment, total interest and total cost in seconds.
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3 min readWhat credit score do you need for a business loan in Canada? There’s no single number. Here’s what lenders look for, the score ranges, and how to raise yours.
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3 min readWhat is invoice factoring? A simple guide with examples: how it works, how much cash you get, recourse vs. non-recourse, and when it’s a good fit for your business.
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3 min readHow a business line of credit works in Canada: borrow what you need up to a limit, pay interest only on what you use, and use it again. With simple examples.
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3 min readBusiness loan interest rates in Canada for 2026: today’s prime rate, how lenders set your rate, CSBFP rate caps, fixed vs. variable, and how to get a lower rate.
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3 min readBank statements, financial statements, ID and more. The simple checklist of documents Canadian lenders ask for, plus tips to get approved faster.
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3 min readA term loan gives you one lump sum with set payments. A line of credit lets you borrow as you go. A simple guide to which one fits, and when to use both.
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3 min readBDC Small Business Loan explained simply: up to $350,000, who qualifies (sales, time in business, credit score), how fast it is, and BDC’s tariff loan at 0% for a year.
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3 min readHow to write a business plan for a bank loan in Canada: a simple 7-part outline, what lenders look for, the numbers that matter most, and mistakes to avoid.
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3 min readSecured vs. unsecured business loans, explained simply: what collateral is, how rates and amounts differ, what lenders ask for, and how to choose.
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3 min readWhat is a personal guarantee on a business loan? A plain-language guide: why lenders ask, the different kinds, what to check before you sign, and how to limit your risk.
Read the articleBusiness credit
3 min readHow to check your business credit score in Canada: who keeps business credit files, what’s in a business credit report, how to fix errors, and how to raise your score.
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3 min readStrong business credit means better loan terms and less reliance on your personal credit. Seven simple steps to build business credit in Canada.
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